Welcome to ACE911.com. We appreciate your use of our site to find “qualified” contractors. In using this site we want to share with you some important facts for your protection, safety and value. Please read this section carefully because use of our site includes the acceptance of our terms of service.
There is a theory of “Caveat Emptor.” Which stands for “buyer beware.” For your protection we would like to suggest some “best practices” when hiring a contractor. And by doing so it is important for you to understand that “we” are not responsible for the contractors that your hire, your screening practices or your verification of insurance or lack thereof. Or, anything else for that matter.
What we are is Directory Search Engine that allows you the Consumer to search for Contractors, read their reviews, have their location and contact information available, read the Insurance Brokers Corner Blog, post jobs, shop for items, post in the classifieds and search for Real Estate.
Disclosure: We are not practicing law. We are not attorneys. We do advise you to consult with your attorney on any important financial.
When we think of safety we are referring to Financial Safety. In my years of experience I have been close to actual “rip-off wanta-be contractors.” In one instance the Contractor claimed to work for the California State Licensing Board and was going to have me thrown in jail if I did not posses a valid California Contractor’s license. (1986-87).
As it turn out, “he” did not have a license, he took deposits of huge sums… more that the State would allow by law and ripped off many homeowners before going to jail.
Use common sense and do not let a Contractor pressure you in to making large payments in a one lump sum if it can be done. Instead negotiate the contract into smaller pieces, be reasonable, and make payments as the job progresses. This will not always be practical and if there are large cost items such as materials the contractor may want to protect himself/herself from financial hardship too in requiring you pay for the materials when they arrive.
I used to have a landscape company and metal building distributorship and learned a great deal on how to protect myself from Consumers that would take advantage or be over extended. What I would do is take what the law allowed as a deposit and break the rest of the contract up into “installment milestones.”
- 10% down or $1000. whichever is less.
- Then, we have site preparation, trenching, soil amendments.
- Irrigation material delivery
- Irrigation installation and plant delivery
- Final draw
This is just and example but it could work for you in a similar method. Revers the scenario for yourself. Let’s say this was a $70,000 landscape job and the contractor wanted “half down.” Just think for a moment. It could be that he is injured or worse and the job never gets started. In this case you would be out of pocket $35,000 (not $1,000).
Next up for consideration is Insurance. On this topic we will point you to our Insurance Brokers Corner blog for a detailed explanation. It is however very important to know that your Contractor is licensed, (if required in your State) bonded, and carriers insurance.
As you will read in the “Insurance Brokers Corner” there are several “kinds” insurance that a contractor should carry and there are certain Certificates that you should require. This includes making the insurance and certificate a part of the contract.
I know of a homeowner that actually ended up losing their land and mostly completed home due to “no insurance.”
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